1. Acceptance of Terms
By accessing or using the website, services, or any related platforms of Swiss Equity Fund & Trust AG ("Company," "we," "us," or "our"), you ("User," "you," or "your") acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must immediately discontinue your use of our services.
These Terms constitute a legally binding agreement between you and Swiss Equity Fund & Trust AG, a company incorporated and registered under the laws of Switzerland, with its registered office at:
Swiss Equity Fund & Trust AG
Bundesgasse 3
3011 Bern
Switzerland
By continuing to access or use our services after any modifications to these Terms, you agree to be bound by the revised Terms.
2. Description of Services
Swiss Equity Fund & Trust AG provides comprehensive wealth management and financial advisory services, including but not limited to:
- Wealth management and financial planning
- Investment planning and portfolio management
- Banking and loan services
- Estate planning and trust administration
- Tax planning and advisory
- Business succession planning
- Philanthropic advisory services
- Real World Asset (RWA) trust solutions
- AI-driven fund management
Our services are designed for individuals, families, business owners, and professionals seeking sophisticated wealth management solutions. The availability of specific services may vary depending on your jurisdiction, applicable regulations, and eligibility criteria.
The information presented on our website is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. All investment strategies and investments involve risk of loss. Nothing contained on this website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction.
3. User Responsibilities
As a user of our services, you agree to the following obligations:
3.1 Eligibility
You represent and warrant that you are at least 18 years of age and have the legal capacity to enter into binding contracts under applicable law. If you are using our services on behalf of an entity, you represent that you are authorised to bind that entity to these Terms.
3.2 Accuracy of Information
You agree to provide accurate, current, and complete information when engaging with our services. You are responsible for maintaining the confidentiality of any account credentials and for promptly updating any information that may change.
3.3 Lawful Use
You agree to use our services only for lawful purposes and in compliance with all applicable local, national, and international laws and regulations, including but not limited to anti-money laundering (AML) regulations, know-your-customer (KYC) requirements, and sanctions laws.
3.4 Prohibited Conduct
You shall not:
- Use our services for any fraudulent, unlawful, or deceptive purpose
- Attempt to gain unauthorised access to our systems, data, or networks
- Interfere with or disrupt the integrity or performance of our services
- Reproduce, distribute, or create derivative works from our content without prior written consent
- Transmit any viruses, malware, or other harmful code through our services
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
4. Intellectual Property
All content, materials, trademarks, logos, service marks, trade names, designs, and other intellectual property displayed on or associated with Swiss Equity Fund & Trust AG — including but not limited to text, graphics, images, software, data compilations, and page layout — are the property of Swiss Equity Fund & Trust AG or its licensors and are protected by Swiss and international intellectual property laws.
No licence or right is granted to you by implication, estoppel, or otherwise to use any intellectual property of Swiss Equity Fund & Trust AG without our express written permission. You may not reproduce, modify, distribute, display, perform, or otherwise use any of our intellectual property except as expressly authorised by these Terms or with our prior written consent.
5. Confidentiality
Swiss Equity Fund & Trust AG is committed to maintaining the strictest standards of confidentiality in accordance with Swiss banking secrecy laws and applicable data protection regulations. All client information, financial data, and personal details shared with us are treated as confidential and will not be disclosed to third parties except as required by law, regulatory authorities, or with your explicit consent.
For further details on how we collect, process, and protect your personal data, please refer to our Privacy Policy.
6. Limitation of Liability
To the maximum extent permitted by applicable law:
- No warranty. Our services and website content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
- Investment risk. Past performance is not indicative of future results. All investments carry inherent risks, including the potential loss of principal. Swiss Equity Fund & Trust AG does not guarantee any specific investment outcomes or returns.
- Exclusion of damages. Swiss Equity Fund & Trust AG, its directors, officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services, including but not limited to loss of profits, data, goodwill, or other intangible losses.
- Aggregate liability cap. Our total aggregate liability for any claims arising from or related to these Terms or our services shall not exceed the total fees paid by you to Swiss Equity Fund & Trust AG in the twelve (12) months preceding the event giving rise to the claim.
Nothing in these Terms shall exclude or limit liability that cannot be excluded or limited under applicable Swiss law, including liability for fraud or wilful misconduct.
7. Indemnification
You agree to indemnify, defend, and hold harmless Swiss Equity Fund & Trust AG, its directors, officers, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising from or related to your breach of these Terms, your use of our services, or your violation of any applicable law or the rights of any third party.
8. Governing Law
These Terms shall be governed by and construed in accordance with the substantive laws of Switzerland, without regard to its conflict of law provisions. The United Nations Convention on Contracts for the International Sale of Goods (CISG) is expressly excluded.
9. Dispute Resolution
Any dispute, controversy, or claim arising out of or in connection with these Terms, or the breach, termination, or invalidity thereof, shall be resolved as follows:
9.1 Amicable Resolution
The parties shall first attempt to resolve any dispute through good-faith negotiation within thirty (30) days of written notice of the dispute.
9.2 Jurisdiction
If the dispute cannot be resolved amicably, the courts of the Canton of Bern, Switzerland, shall have exclusive jurisdiction. The place of jurisdiction shall be Bern, Switzerland.
9.3 Mediation
As an alternative to litigation, either party may propose mediation through the Swiss Chambers' Arbitration Institution or another mutually agreed-upon mediation body before initiating court proceedings.
10. Modifications to Terms
Swiss Equity Fund & Trust AG reserves the right to modify, amend, or update these Terms at any time at its sole discretion. Any changes will be effective immediately upon posting of the revised Terms on our website, with the "Last updated" date amended accordingly.
We encourage you to review these Terms periodically. Your continued use of our services after any changes constitutes your acceptance of the modified Terms. If you do not agree with the revised Terms, you must discontinue your use of our services.
For material changes that significantly affect your rights or obligations, we will make reasonable efforts to provide notice through our website or by other appropriate means.
11. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity shall not affect the remaining provisions, which shall continue in full force and effect. The invalid provision shall be replaced by a valid provision that most closely reflects the original intent.
12. Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices or agreements published by Swiss Equity Fund & Trust AG, constitute the entire agreement between you and Swiss Equity Fund & Trust AG regarding your use of our services and supersede all prior agreements and understandings, whether written or oral.
13. Contact Information
If you have any questions, concerns, or requests regarding these Terms of Service, please contact us at:
Swiss Equity Fund & Trust AG
Bundesgasse 3
3011 Bern
Switzerland
Email: Info@swissequityfund.com